$3,000 in Moving Expenses to Short Sale your home!

A short sale, also called a preforeclosure sale, occurs when homeowners can’t afford their home mortgage payments and the house is worth less than they owe on it. The lender accepts the proceeds from the sale, even though the price doesn’t cover the entire debt.

The knock on short sales is they take too long. A short sale can be done only with the lender’s permission, and the lender sometimes takes months to decide whether to accept the buyer’s offer. This allows the seller to stay in their home until the Short Sale has been approved buying the seller adequate time to make additional living arrangements.

Finally, the seller gets $3,000 in moving expenses for leaving the house in decent shape.

What A Short Sale Home Owner needs to know:

• The borrower must hire a skilled Arizona Short Sale Real Estate Agent. Meanwhile, the lender will hire someone to assess the property’s value. They will perform what is referred to as a “BPO”

Lender(s) will agree to the “Minimum acceptable net proceeds” which is a term that represents the smallest amount of money a loan’s owner will accept.

This sum and agreement is affected by:

• How much the borrower owes on the first mortgage.
• How much is owed on the second mortgage.
• The unpaid interest racked up.
• Expenses such as closing costs.
• The real estate agent’s commission that is to be paid by the lender not the seller.

After a successful close of Escrow, the seller is entitled to a “relocation incentive” of $3,000.

This is very useful information for Arizona Sellers who are considering Short Selling their home.

Contact us for additional information to find out if you qualify for a Short Sale and the $3,000 moving assistance program.
$3,000 cash for short sales, cash for the short sale of your home, obama home under water program, 3,000 cash for Short Sales, 3,000 cash funds at closing of short sale, short sale homes for sale in Arizona getting money, getting cash to short sale your home, obama short sale cash incentive program

MVP REALTY TEAM

“Always Your HOME Team”

VIEW MY ARIZONA BANK OWNED LISTINGS

Email: Info@MVPREALTYTEAM.COM

Cell: 480-332-8226

Arizona New Homes For Sale. Better Option than an Arizona Short Sale?

2,500 SQ FT-ZERO DOWN $176,440-4 car garage $176,440.00 Thinking of buying a home? Arizona New Home Builds can get you a lot of “bang for your buck” Look at this amazing 2,500 SQFT With a 4 car Garage  For ONLY $176,440! That is absolutely incredible! Many buyer’s have become frustrated with having to wait for a Short Sale to get approved. An Arizona new home build may be a the answer to becoming a home buyer!   Contact us for a list of communities and home prices! Move-In Quickly! Enjoy an Arizona Brand New Home as well! Check out our new website (Under Construction in beta phase right now) INFO@MVPREALTYTEAM.COM 4 Car Garage xterior Features: Yrd Wtring Sys Front Features: 9+ Flat Ceilings Flooring: Carpet; Tile Kitchen Features: Range/Oven; Dishwasher; Disposal; Microwave; Pantry; Kitchen Island Master Bathroom: Full Bth Master Bdrm Additional Bedroom: Othr Bdr Walkin Clst Laundry: Inside Laundry Dining Area: Eat-in Kitchen; Breakfast Bar Other Rooms: Family Room; Den/Office; Loft Beds: 4    Baths: 2.5    Garages: 4   Sq Ft: 2500 • Request More Information *First Name: *Last Name: * Phone: - - * Email: Comments: • Schedule Showing *First Name: *Last Name: * Phone: - - * Email: Preferred Date: Comments: • Email A Friend Your Name: Your Friend’s Email: Comments: arizona short sales, arizona short sale real estate, arizona short sale, arizona short sale listing, arizona foreclosure short sales, arizona short sale realtor, Arizona New Home Builds, New Homes Arizona, Arizona new home builders, Arizona newbuilds

MVP REALTY TEAM

“Always Your HOME Team”

VIEW MY ARIZONA BANK OWNED LISTINGS

Email: Info@MVPREALTYTEAM.COM

Cell: 480-332-8226

SS Seller Information Form * Required Information

Arizona short sale real estate; arizona short sale realtor; arizona short sale; arizona short sale listing; arizona short sales; arizona foreclosure short sales

MVP Realty Team Your Short Sale Real Estate Experts

Many home owners are facing the tough decision of what options are available if they are currently struggling with making their mortgage payments.

You have several solutions that do not include facing foreclosure:

* Short Sale/Payoff
* Forbearance Agreement
* Deed in Lieu of Foreclosure

Your first question may be what exactly is a Short Sale and how do I qualify for a Short Sale?

A Short Sale occurs when borrowers sell their property for an amount less than the amount owed to their lender(s). We facilitate the negotiation process with your lender(s) to accept a seller amount based on current fair market value.

If you are currently experiencing any sort of financial hardship or have had a decreased amount in your income, and are struggling or have missed a mortgage payment you are a candidate for a Short Sale.

* Job Loss or reduced hours/pay
* Separation or Divorce
* Medical Bills
* Inability to work for health reasons
* Death of a spouse
* Job Relocation
* Reduced income or reduced payments of Unemployment
* Business failure

1. The homeowner will always have to disclose the foreclosure on a any future loan application for a mortgage making any future home purchase very difficult to qualify.

2. Credit scores will be lowered by a minimum of 300+ points affecting any future ability to qualify for a car loan, renting an apartment, credit card, and even having utilities turned on.

3. A foreclosure is the one credit reported item that is nearly impossible to be repaired.

4. Military personnel can be released from employment, made unable to obtain security clearance, and face dishonorable discharge that must be disclosed to any future employers.

5. Credit checks are becoming a standard by employers hiring and a foreclosure is viewed as one of the top reason for not hiring a potential candidate.

What is required to begin the process of Short Selling the my home?

1. Meet with the The MVP Realty Team Short Sale listing Real Estate Short Sale Listing Expert to sign listing documents and answer any questions.

2. Place your home on the MLS and all marketing avenues to pursue a solid offer on the property to begin negotiations with the lender(s).

3. Provide a completed Short Sale package with financial documentation.

How should I hire a Realtor to sell my home as a Short Sale? Can any Realtor sell my home as a Short Sale?

It is highly recommended to hire a fully staffed Short Sale time with expert knowledge in the Short Sale procedures and with a successful closing ratios.

What can I expect to happen upon hiring The MVP Realty Team to Short Sale my Home?

Below is a small list of The MVP Realty Team Realty Team’s Short Services and benefits.

* We facilitate stopping the foreclosure process allowing the seller to live in their home until a successful Close Of Escrow which allows adequate time to locate another home.

* Help in the negotiation of minimalistic credit damage.

* Provide a liaison between you and the lender to ensure you are not bombarded with phone calls and harassment from the bank.

* Providing peace of mind and professionalism during a sensitive and difficult period.

Should you have any additional questions regarding starting the facilitation of your Short Sale please do not hesitate to contact us.

Time is of the essence when missing or struggling to make a mortgage payment.

Phone: 480.332.8226

Email: Info@mvprealtyteam.com

Web: www.mvprealtyteam.com

Each one of our seller listings is manually entered into a custom branded MVP Realty Team website www.mvprealtyteam.com that also places syndication to the websites listed below. Each of our listings manually entered contain SEO (Search Engine Optimization) key words placed strategically throughout.

What this means to The Seller:

When a buyer is online searching for a home they will not search for a home by using a specific address. Typically when searching a buyer will enter the City being searched along with a key word. For example: Chandler home with loft. By manually placing keywords such as “Loft, Gated Community, Waterfront, etc.” into the listing description it ensures that our seller listings come up first in an online search.

Given the massive amount of competition to get homes SOLD in the least amount of time, we pride ourselves on being top ranked in buyer searches. We also utilize a custom virtual tour website that places additional overlapping syndication to the websites listed below under Previsite Tours. It is important to always be one step ahead of the game in this market and our average days on market are well below average. (See chart listed below)

We take great pride in selling our homes FAST!

MVP Realty Team Website

	Neighborhood-based search, intuitive design, and rich listing content make Point2 Homes a successful and growing source of free leads for Point2 members.
	Google Maps enables potential property buyers to get relevant search results, view a property’s location, receive transit and driving directions as well as find details on how to contact the listing representative.
	At HotPads we think that it should be easier to find your next home so we strive to give people the best platform as possible for sharing information about available housing. With our innovative map-based search and dynamic content, HotPads is widely recognized as an industry leader in the housing market. Our national real estate listing service focuses on rental, for sale, and vacation housing and now you can Feature your Listings on HotPads for as little as $0.50 per day! Featured listings increase your exposure on HotPads by 3-5X driving more traffic and leads to your listings.
	Yahoo! Real Estate is #1 real estate website with 5.1 million unique visitors, according to comScore Media Metrix September 2008 rankings. Yahoo! Real Estate provides users with a comprehensive set of real estate listings and home buying information, including new and for-sale home listings, apartments for rent, foreclosures, home values, local schools, detailed neighborhood overviews, and home mortgage rates. Consumers can visit Yahoo! Real Estate at realestate.yahoo.com.
	Harness the power of Cyberhomes™ and AOL Real Estate to display your listings and get more consumer traffic and leads, all at no cost. With access to more than 100 million property records, Cyberhomes delivers the information consumers are looking for home valuations, neighborhood and school information, aerial and heat maps with many more hot features added regularly.
	SecondSpace, Inc. is an online marketing company operating a network of web sites that enable people to connect with the “second home” lifestyle: LandWatch.com and ResortScape.com
	FrontDoor.com is an online real estate listing and information service powered by HGTV, the No.1 source for home-related media content. The site offers listings of homes for sale from top real estate brokerages throughout the U.S. in addition to providing exclusive, original expert advice and videos featuring nationally known talent and a comprehensive library of engaging, interactive tools, guides and information.
	Trulia.com, the best place for consumers to start a real estate search, has revolutionized online home search by offering a rich, intuitive user experience that points consumers directly to the property information on listing broker and agent Web sites for free and enables direct communication with buyers and sellers on Trulia Voices. Over 5 million visitors come to Trulia each month. www.trulia.com
	One of the most popular real estate sites, Zillow attracts approximately 8.7 million unique visitors a month. Point2 can automatically upload your listings to Zillow, complete with multiple photos, company and contact information. Agents can register on the site, for free, and be included in the Zillow Professional Directory. Agents can also purchase ZIP code targeted ads or pay for their listings to receive top billing in the search order. Find out more at www.ZillowPros.com or call 888 957 2706.
	Oodle is reinventing classifieds by offering a trusted, social experience to consumers and a targeted, pay-for-performance business model to local advertisers. Every month, millions of consumers come to Oodle to look for everything from a new home, car or job to a new pet, bike or futon. All of these searches are local and highly qualified in nature. With more than 10 million users each month and 600,000 new listings each day, the Oodle Network is the fastest growing classifieds marketplace on the Web. Through the Company’s 200 partners, including Facebook and MySpace, the Oodle Network combines broad reach with engaged local usage.
	Enhance your listings on the HomeFinder.com Network and be seen in over 130 online newspaper real estate searches including LATimes, ChicagoTribune, Miami Herald and Newsday Long Island.
	Vast is a vertical advertising and search technology platform that provides Point2Agent members with access to millions of consumers searching for real estate at websites they already visit today, such as Overstock.com.
	CLRSearch.com is a Real Estate Search Engine that provides a data rich environment to explore listings, community demographics, and other data relevant to one of the most important decisions of your life.
	The Clickable City Directory provides real estate listings for all cities and all zip codes throughout the United States. Its reach is national; its focus is purely local. Visit YOUR city and/or local zip code at www.LoveMyZip.com. LoveMyZip.com, the online Clickable City Directory. Please phone us at (866) 488-1163 for any further information.
	UltraForeclosures.com is an online subscription service providing its members with access to a comprehensive database of foreclosure property information and other related services.
	Reach a whole new audience - we are a multilingual website based in Europe. We translate your listings to 32 languages.
HouseLocator.com	A top Real Estate Website featuring Homes for Sale, For Sale By Owner Tools, Real Estate research and Investment Resources.
	TheHousingPages.com is designed as a central resource center for consumers looking to to buy or sell a home.
	Reozom.com wants to help you stick out from the crowd by offering you Online Video Promoting and local area based Click & Pay Advertisement along with other valuable and useful forms of online advertisement, all at competitive pricing.
	VirtualTour.com is designed to be a powerful online search portal for virtual tours. Whether you’re searching for virtual tours or wanting to post you own virtual tour for the world to find, VirtualTour.com is the site you want to be on.
	Kazork’s website is seen by thousands of buyers and real estate professionals every day. Kazork is attempting to bring the real estate industry into the internet age by creating a transparent and efficient marketplace.
	NTXHouseHunters.com is a real estate search engine focused on land and residential listings in North Texas. Visitors can save their homebuyer profile and be instantly notified of listings that match their search criteria.
	Rich, deep real estate data. Selected as one of Time.com’s top 50 web sites of 2009. Serving professionals, investors, and savvy home buyers since January 1st, 2003.
	VivaReal.us is the official, bilingual real estate portal of the National Association of Hispanic Real Estate Professionals, serving US Hispanic home buyers and sellers to search for listings and to connect to Real Estate practitioners in their area.
	RepeatProperty.com is completely FREE and is built around the idea of organization, community and real time communication. Create a network and stay connected with others in your Real Estate transaction. Save time by having everyone on the same page.
	HomeAway Real Estate is an online global marketplace for buying and selling second homes and vacation properties with rental income potential.
	A Classified Ads Search Engine for Real Estate, Jobs and Cars.
	Property for sale & rent through leading US & overseas estate agents & letting agents. NewsyHomes search tools help locate houses, flats, apartments, new homes & investment property to let or buy in the US & overseas.
	Realty Showcase TV is a cable television network and real estate video service with localized real estate broadcasts in select TV Markets in the US.
	HomeGain is a leading provider of online marketing programs that connect real estate agents and brokers with home buyers and sellers. A top visited real estate website since 1999, HomeGain is your real estate connection.

Previsite Virtual Tours

My Virtual Tours

*REMINDER*

You MUST be under contract by 11:59PM Friday April 30th to get the First Time Home

Buyer $8,000 Tax Credit! There is NO word extending the Tax Credit! All you need to do is

be under contract by the 30th, You Do NOT need to have closed on the home by the 30th

just write it up!

MVP REALTY TEAM

“Always Your HOME Team”

VIEW MY ARIZONA BANK OWNED LISTINGS

Email: Info@MVPREALTYTEAM.COM

Cell: 480-332-8226

do I need to close on my home by april 30th for tax credit, when does the $8,000 tax credit expire, how can I get the $8,000 tax credit, how does the first time home buyer tax credit work?, when do I need to close on a home to get the first time home buyer contract?,what qualifies me for the first time home buyer credit,will they extend the $8,000 home buyer tax credit

Arizona Short Sale Options- What are my options for a Short Sale?

Do you feel like you are on this road?
Stop Foreclosure!!
We have a 95% Short Sale Approval Rate!
We personally handle all of our Short Sale Transactions!
We do not outsource to a third party, and we get our
Short Sales SOLD and CLOSED!
Facts:

- You are able to live in your home until the Short Sale is completed. Typically 2-5 months, mortgage payment free. (We recommend speaking with financial advisory for all questions)
- Lenders/Financial Institutions are very motivated to Short Sale as this saves the Lenders/Financial Institutions substantial money rather than foreclose on the property.
- Every Short Sale transaction and scenario is different you can expect a decrease in your FICO score, although the reduction in FICO score is drastically less than a foreclosure.
- When choosing The MVP Realty Team as your Short Sale listing Team, you can expect priceless service for zero out of pocket fee. We do not get paid until we have successfully closed your home, and the Lender pays our fees.
- We will walk you through each step of the Short Sale transaction process. We vow to protect your present, and future financial freedom. You are able to walk away owning nothing to the lender for the difference/balance of what the home sold for and what is owed on the property.

Please remember we are here to help, and time is of the essence!
CONTACT@MVPREALTYTEAM.COM
480.603.3462

Tempe, Arizona Short Sale Real Estate Listings is now a household name and an all together uncomfortable situation for many home owners. Our fellow Tempe Arizona Real Estate owners are finding themselves behind on mortgage payments, or hanging on by every penny to stay current on their mortgage! Many Tempe Real Estate Home Owners are choosing to short sale their Tempe investment properties. The MVP Realty Team is a skilled, diligent, and hard working Short Sale Team in Tempe, Arizona. We work with several multi-million dollar investors who have the ability to place cash offers on your Short Sale to stop the foreclosure auction date! We have successfully closed a combined 200+ Short Sale listings and can obtain approvals from the Short Sale Loss Mitigation Departments within an amazing 30 days!

What is a short sale?
A short sale is the process of reducing a mortgage’s principal balance because the owner can no longer afford the monthly payments. They are in an “Upside Down” situation or are “Under Water” on their Tempe Home. Every Short Sale Mortgage Lender handles the short sale process a little differently. An important thing to remember is that you do not need to wait until you are behind on your payments to start the discussions with your lender! If your lender is telling you that you need to be 90 days late on your mortgage… THEY ARE LYING! If you have missed one or more mortgage payments on your home, contact an Arizona Short Sale Real Estate Team ASAP! Time is of the essence! Our job and main focus is to battle and negotiate with the Loss Mitigation departments to accept a purchase offer lower than the outstanding balance on the loan. There has been a huge increase in REO properties in Tempe! Mortgage loan companies are now leaning towards accepting a Short Sale Negotiation! By choosing The MVP Realty Team to facilitate your Short Sale Tempe Listing you are choosing a professional, skilled, fully staffed Team!

How do you buy a Short Sale in Tempe, AZ?
Thinking of buying a Short Sale in Tempe? Can you buy a relatives Short Sale listing? How do you buy a Short Sale Listing? Are these questions you have found yourself recently asking? We STRONGLY suggest using a skilled and trusted Tempe real estate agent with short sale experience! We have seen many Short Sale home buyers spend endless months waiting on a Short Sale to provide them with answers! The MVP Realty Team urges you to look at our current Tempe Short Sale Listings! We feel confident in our ability to close our Short Sale Listings FAST! We provide both you as the buyer and the Short Sale seller with weekly update status reports  that come directly from our full-time Short Sale In House Negotiator.

How do you Short Sale in Tempe, AZ?
We STRONGLY urge you to contact us ASAP if you are considering a Short Sale! We can have an offer written and submitted to your lender IMMEDIATELY! Through the relationships with have built with several Loss Mitigation departments and our large rolodex of contacts within the Asset Management Departments we can move your Short Sale Process FAST! Often times bypassing many tedious hoops they require! We will also END the phone calls that come from the Mortgage companies day in and day out! We will handle those calls professionally, and with knowledge of your RIGHTS!

MVP REALTY TEAM
EMAIL US TODAY!
480.332.8226

Thinking of selling your home but concerned “Nobody Is Buying in this Market??” VIEW Our DATABASE OF BUYERS!

This is just a SMALL PORTION of Buyers Looking to buy homes! If you are struggling to make your mortgage payment, Need to move fast, Are Upside down on your mortgage, or Just Want to Move! CONTACT US TODAY!!!

Can a Relative Buy My Home if it is listed as a Short Sale???

Here is a question and answer form that I recently emailed to one of our clients thinking of Short Selling their home. I thought I would share it with you!

(This particular client had 2 homes in which he was thinking of Short Selling and his brother who is an attorney wanted the answers to these questions. All contact information has been removed for obvious privacy issues)

1) Should you short sell both properties? (If so, should you do it at the same time or short sell one first, and then short sell the other?  Which property first? Why?)

·         We would recommend selling both properties in order to best establish your financial hardship. Typically when you are looking to cease your financial strain it makes more sense to short sale multiple properties rather than face further financial strain on a property that is upside down with no equity making a mortgage that is gaining you nothing. In all honesty you are throwing your money down the lenders toilet because your home will never be worth what you paid for. Short sell the home regain your footing and if you stay proactive with all other bills you can typically buy a home in 12 to 15 months.

2) If you short sell only the one property and not the other, does it impact your ability to short sell the other residence? (If so, how?)

·         Typically the answer is No, this will not adversely affect your situation unless your financial hardship situation changes. (IE: You win the lottery, etc.) However it is hard to say indefinitely, due to the rapid and ever changing laws that come into place. Time is of the essence with Short Sales and the sooner you start the process is always better than later.

3) What are the fees for handling a short sale? (You said Mark McIntyre quoted $500, but I’m sure that doesn’t take into account the realtor’s commission)

·         Mark McIntyre was absolutely right 500.00 out of pocket IS all that YOU as the short sale seller pays! The bank pays our commission.

4) What is the typical time frame for carrying out a short sale?

·         These time frames really depend upon the sellers’ promise of communication and motivation to the Short Sale Real Estate Agent- (We received your fax today so it is obvious you do not fall short in that department and are a very reliable and an on point dependable seller!) This makes a HUGE difference! If we do not have the required docs we can’t move forward and vice versa. If you don’t have a Short Sale Real Estate Agent who has a well oiled team running you can’t expect immediate results! We have an in house negotiator who is an absolute work horse with a very large rolodex of immediate asset manager contacts so typically we estimate 30-75 days for a closing. Communication and working together is key! We are all working towards a common goal and that is the biggest factor in being a short sale real estate expert!

5) What is the typical outcome of a short sale? (Ex: Condo short sells for $95k with commission to realtors of 6%; is remaining $90k allocated in some fashion between primary mortgage holder with $113k debt, and second with $63k debt? Do you end up paying something to the two mortgage holders in order to get them to approve the short sale?)

·         YOU PAY NOTHING!!!!!!! That is why hiring a team who KNOWS what they are doing is VITAL! Your debt is forgiven and this is achieved through the ridiculous amount of hard work, time, and most important the incredible effort our short sale processor puts forth every day on the phone with your lender! The banks do not care about your situation but every single one of us on The MVP Realty Team truly has a vested interest in helping people!  We are all workaholics and believe truly in the motto that “If you help enough people get where they need to get going, you will get where you want to go as well!”

6) What are the steps and how is the negotiation of the short sale handled? (EX: Does the lender typically suspend foreclosure proceedings if a short sale is in process?)

·         Our Short Sale processor provides the lender with a letter of short sale intent and the financial hardship letter immediately upon receiving a complete package in order to cease proceedings.

7) Where do short sale properties get listed for sale and who can buy them? Can a friend or family member buy them?

·         Many other “Realtors” just place the home on the MLS, wash their hands of any additional marketing and wait for a buyer. Mark McIntyre hired a professional Marketing Client Relations Manager who specializes and has a passion for web presence! (That’s me Danielle =)!) Web marketing is hands down the most effective and efficient way to search for a home in 2010!  80% of home buyers are searching online!  

Second answer- Yes a friend can purchase a short sale however there are certain stipulations on the relative aspect that you would need to speak directly with Mark McIntyre about.